1120 English Circle

Discover the charm of the 3 bedroom home with an additional office, perfectly situated near public access to Dark Lake, just steps across the road. This home features a welcoming living room perfect for family and guest, a cozy kitchen, and a 4-piece bathroom. There is a full unfinished basement with a walkout offering ample storage. An added bonus is the unique second building on the property -- a former 100 year old church brimming with character and potential for many creative uses. Whether you're seeking a year-round residence or a peaceful retreat, this property combines location and charm. All amenities are within walking distance and its just a 15 min drive to Haliburton..

Welcome to Cardiff! Located only 15 minutes to the town of Bancroft and close to many lakes and public beach. The community offers general store with fresh baked goods, gas and LCBO, post office. community centre, legion, school, community pool and two parks. This home has been recently renovated and features updated windows, roof (approximately 8 years old), kitchen (2025) 4 piece bath (2025) and new propane furnace (May 2026). There are 3 bedrooms, separate dining room and good size living room overlooking the front yard. Taxes Include water, sewer and garbage pick up. Come and check out all that this home has to offer!

A solid, well-built home set on a beautiful lot overlooking the forest on the quiet outer edges of Cardiff. Custom built for the previous owner, this lovingly maintained 3-bedroom, 2 bathroom home with attached double carport offers practical living space, excellent potential, and a town setting close to nature.The home currently features two spacious bedrooms on the main floor along with a bright additional bedroom on the lower level. With large basement windows already in place, there is excellent potential to easily create a 5-bedroom home by adding two more bedrooms downstairs. A convenient 2-piece bathroom, lower-level laundry area, and an efficient woodstove add comfort and functionality to the basement area. The main floor offers a bright open concept kitchen and dining area, a spacious family room, large foyer, 3-piece bathroom, and generous bedroom sizes with ample closet space. Extras include forced air heating and central air. Water and sewer services are conveniently included in the tax bill, adding to the overall value and ease of ownership. Ideally located within walking distance to the local Cardiff store offering gas, groceries, and a restaurant, as well as the community pool, school, and playground, this property combines small-town convenience with a quiet natural setting. This is a fantastic opportunity to update and personalize the home to match your own style while building equity in a welcoming community.

Waterfront Privacy & Rustic Charm - A Rare Water-Access Retreat. Escape to your own private lakeside sanctuary! This unique water-access property is just a short boat ride from the public launch, yet feels worlds away from the hustle and bustle of everyday life. Tucked along a beautiful rocky shoreline with deep, clean water off the dock, this property offers exceptional swimming, fishing, and endless opportunities for watersports. The expansive dock provides plenty of room for lounging, entertaining, and soaking in the stunning lake views. The charming cabin sits right at the water's edge, creating an unforgettable cottage experience. A sliding glass door opens directly over the water, bringing the sights and sounds of the lake right into your living space. Inside, you'll find a simple and functional one-room cabin complemented by a large loft sleeping area and a cozy screened-in sunroom-perfect for relaxing summer evenings. A flat, level waterfront area provides excellent space for family gatherings, outdoor games, campfires, and making lifelong memories. Surrounded by Crown land at the rear, you'll enjoy exceptional privacy and direct access to nature right from your doorstep. The cabin is currently serviced with basic hydro, while full electrical service is available to the lot for those looking to expand or enhance the property in the future. Whether you're seeking a peaceful getaway, a family retreat, or the ultimate waterfront escape, this rare offering combines privacy, natural beauty, and true cottage charm in an unforgettable setting.